Money exchange remains at the core of every business. Even non-profit organisations still have to deal with cash flow - their inflow is just not profit-driven. In running a business, it is necessary to understand the concept of cash flow and its relevance in financial planning and management.

Fintech has become an essential industry for seamless daily financial activities - personal and business activities. With the diversification of the industry, people are learning to rely on its timely services to expand their businesses. The pressing question is no longer to use fintech or not, but what provider to use.

Have you ever wanted to get someone a gift but spent the entire day running through a list of suggestions and not arriving at what to give? Then you think of a cash gift, but the cash seems so little, or you are not sure how they will react to getting a cash gift. Pretty much everyone has had these struggles - the perfect gift dilemma.

Businesses fail for many reasons. The easiest part of a business is starting it. You may disagree, but when you consider the number of companies that open and how fast they close, you will realise kicking off the business was the least of the work they had to do.

With the digital revolution across all industries, it became clearer what the world will look like without as much cash flying around. The emergence of Fintech, which birthed Card technologies, mobile banking services, and digital currency, further reinforced this.

A significant amount of communication goes on social media platforms. And recently, business transactions have found their way to these platforms. People not only connect with people but are also open to connecting with businesses on the Platform.

While Financial goals are often discussed with respect to our finances, it is a principle that also applies to starting and running a business. It is the scale by which you can effectively measure your financial growth as a business.

The popularity of the POS machine has been growing in recent years. This is because it is convenient for the user to get what they need without worrying about cash at hand. And it can be discouraging for them to come to your store and realise they don't have the option of paying with their card.

Running a business is not a leisure break. It is not an escape from the demands of life. Running a business, a successful business is a train of deliberate efforts at self productivity and work effectiveness. From starting in your garage to becoming the CEO of a multi-national are pages of books, magazines, newspapers, journals, waiting to be read.

Every industry is now miles away from what they were a few years ago, with some Industries even coming together to form new ones. As in the coming together of the Finance industry and Tech industry to birth the Fintech industry. Even the Tech industry only came to life a few decades ago. This is how fast things are evolving.

Nigeria is not prone to natural disasters, but the fire service is also not likely to respond when you call. Regardless of the location and size of the business, a BCP is necessary. No company is immune to attacks nor any region of potential disasters - natural and non-natural.

One thing we should be scared of becoming in life is being dormant -not growing, not retrogressing. You'll keep thinking you are good enough until it is too late. And it is the same with having a small business to running a corporation. The need to grow is not only a legitimate but an essential continuous need.